A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if
he could prove satisfactory title to a parcel of property being offered as collateral. The
title to the property dated back to 1803, which took the lawyer three months to track down.
After sending the information to the FHA, he received the following reply (actual letter):
"Upon review of your letter adjoining your client's loan application, we note that the request
is supported by an Abstract of Title. While we compliment the able manner in which you have
prepared and presented the application, we must point out that you have only cleared title
to the proposed collateral property back to 1803. Before final approval can be accorded,
it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows (actual letter): "Your letter regarding title in
Case No. 189156 has been received. I note that you wish to have title extended further than the
194 years covered by the present application. I was unaware that any educated person in
this country, particularly those working in the property area, would not know that Louisiana
was purchased by the United States from France in 1803, the year of origin identified in our
application. For the edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest
from Spain. The land came into the possession of Spain by Right of Discovery made in the
year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of
seeking a new route to India by the Spanish monarch, Isabella. The good queen, Isabella,
being a pious woman and almost as careful about titles as the FHA, took the precaution of
securing the blessing of the Pope before she sold her jewels to finance Columbus' expedition."
"Now, the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son of God,
and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume
that God also made that part of the world called Louisiana. God, therefore, would be the
owner of origin and His origins date back, to before the beginning of time, the world as
we know it, AND the FHA. I hope you find God's original claim to be satisfactory."
"Now, may we have our loan?"
The loan was approved.
Back to Index